Our Vision and Medium-term Management Plan

In May 2021, JAPAN POST INSURANCE Co., Ltd. has formulated the Japan Post Insurance Medium-Term Management Plan (FY2021 – FY2025) which returns to our management philosophy of “Being a trustful partner for people, always being close at hand and endeavoring to protect their well-being,” and has been formulated based on our social mission that “We will remain trusted and selected by customers, thereby protecting their lives by providing life insurance product.”

Reviewed Medium-term Management Plan

As three years has passed since the formulation of the Medium term Management Plan, we had reviewed it based on changes in the internal and external environments and our progress of the plan while maintaining the basic policies such as thoroughly implementing customer-oriented business operations.
※ For details of the contents, please refer to the linked documents below.

Concept of Reviewed Medium-term Management Plan

Primary Targets（FY2025）

We have reviewed our Financial Targets. For example, considering the characteristics unique to life insurance companies whose sales recovery has a negative impact on net income in the short term, we have been introducing “adjusted profit” that partially adjusts for such negative impact as a management target.

Growth Strategies

Sustainability Management

We has identified the following five materiality items (important issues) and promotes various initiatives in line with them in order to fulfill our social mission and address various issues related to sustainability.

Please see the linked documents below details about Reviewed Medium-term Management Plan.

Our Action to Implement Management that is Conscious of Cost of Capital and Stock Price

Last Updated: Dec 2, 2025

As of November 17, 2025, the relative TSR (total shareholder return) of the Company has improved significantly due to the higher profit level and enhanced shareholder returns for FY26/3, which is the final fiscal year of the current Medium-Term Management Plan. In addition, adjusted ROE※1 has increased and adjusted PBR※2 of 1x is in sight. On the other hand, we recognize that P/EV※3 remains undervalued, below the P/EV of 0.5x and requires further improvement.
In the next Medium-Term Management Plan, we are concentrating our efforts on our three pillars of growth strategies and reinforcing the five business foundations that support these strategies, to aim to improve market valuation by enhancing ROE and PER.

※1 Adjusted ROE = Adjusted profit / (Shareholders’ equity - Unamortized balance of goodwill)
※2 Adjusted PBR = Market capitalization / (Shareholders’ equity – Unamortized balance of goodwill)
※3 P/EV = Market capitalization / EV

Please see the linked documents below for details.