Our Vision and Medium-term Management Plan

In May 2021, JAPAN POST INSURANCE Co., Ltd. has formulated the Japan Post Insurance Medium-Term Management Plan (FY2021 – FY2025) which returns to our management philosophy of “Being a trustful partner for people, always being close at hand and endeavoring to protect their well-being,” and has been formulated based on our social mission that “We will remain trusted and selected by customers, thereby protecting their lives by providing life insurance product.”

Reviewed Medium-term Management Plan

As three years has passed since the formulation of the Medium term Management Plan, we had reviewed it based on changes in the internal and external environments and our progress of the plan while maintaining the basic policies such as thoroughly implementing customer-oriented business operations.
※ For details of the contents, please refer to the linked documents below.

Concept of Reviewed Medium-term Management Plan

Primary Targets（FY2025）

We have reviewed our Financial Targets. For example, considering the characteristics unique to life insurance companies whose sales recovery has a negative impact on net income in the short term, we have been introducing “adjusted profit” that partially adjusts for such negative impact as a management target.

Growth Strategies

Sustainability Management

We has identified the following five materiality items (important issues) and promotes various initiatives in line with them in order to fulfill our social mission and address various issues related to sustainability.

Please see the linked documents below details about Reviewed Medium-term Management Plan.

Our Action to Implement Management that is Conscious of Cost of Capital and Stock Price

Last Updated: May 27, 2025

Regarding the Company's market valuation, although the stock price rose after the announcement of the financial results forecast and shareholder returns for FY2025 on May 15, 2025, adjusted PBR has continued to be at low levels. We believe that although the adjusted ROE increased and has been above 8%, PER remains at low level due to concerns about the sustainability of our profit, etc.
Leveraging our strengths, we implement 3 growth strategies of “Pursuing truly customer-oriented insurance services”, “Asset management utilizing our massive asset scale” and “Diversify revenue sources” and work on “Improvement of management efficiency to improve capital returns. Along with that, we promote the enhancement of shareholder returns and achievement of stronger business foundation, and we will improve our market valuation firstly to achieve the market capitalization of ¥2.0 trillion, which we have indicated as our immediate guideline.
Please see the linked documents below for details.